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Business Insurance Made Easy

Bi-me stands for Business Insurance Made Easy. We are focused on giving all South African businesses access to relevant insurance products through a fully-digital platform. Follow these 5 steps to cover your business today!

Select your occupation

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Tell us about your business

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We cover more than 4,000 Occupations

Our Products

Portable Possessions

Portable possessions (aka business all risks) insurance covers losses due to theft and accidental damage of equipment, tools, laptops, mobile phones and other miscellaneous items – everywhere in the world.

Electronic Equipment

Electronic equipment insurance covers your business from the loss or physical damage of electronic equipment – at your premises.

Employee Dishonesty

Employee dishonesty (aka Fidelity Guarantee) insurance covers your business from the loss of money or other property from an act of fraud or dishonesty committed by an employee.

Goods in Transit

Goods in transit insurance covers your business from the physical damage of goods while they are being transported. Theft cover can also be included.

Glass

Glass Insurance covers the loss or damage to the glass within your premises, this could be internal or external.

Machinery Breakdown

Machinery Breakdown insurance covers loss when your machine unexpectedly stops working, it can also include losses from the subsequent business interruption.

Money

Money insurance covers your business from the theft or physical damage of money.

Theft

Theft insurance covers the loss of property at your premises from robbery through violence, threat of violence or forced entry/exit.

Cyber Insurance

Cyber insurance covers your losses in the event of a cyber breach or attack. Cover includes: inadvertent loss or release of customer personal information, cyber crime, cyber extortion/ransomware and business interruption due to a cyber event.

Employer’s Liability

Employer’s Liability insurance covers you from claims after the death or illness of an employee (while the employee was doing work for the employer).

Pubic Liability

Public Liability insurance protects your business if a customer, supplier, or member of the public is injured or suffers property damage as a result of your negligent business activities. Public Liability policies can also extend to cover Product Liability and Defective Workmanship.

Event Cover

Event Cover offers one-off protection for a wide variety of events.

Personal Accident

Personal Accident insurance provides cover if you or your employees are unable to work, become permanently disabled or die as a result of an unexpected injury or illness (even if it occurs outside of your employment).

Professional Indemnity

Professional Indemnity protects you against losses claimed by a third party due to alleged or actual negligence or errors in your professional services or advice.

Motor

Motor insurance covers loss due to theft and damage of all types of vehicles – including cars, trucks, bakkies, vans, motorcycles and accessories.

Accidental Damage

Accidental damage covers loss from unexpected and unforeseen physical loss of or damage to business property at your premises; it can also include damage caused by discharge or leakage of chemicals, oils, liquids, fluids, gases or fumes.

Buildings

Building insurance covers any physical buildings which you may own from loss due to fire, storms, natural disasters and similar events.

Business Interruption

Business interruption insurance covers you for loss of income due to material damage within your business. To get business interruption you will need to also take Buildings cover or Contents cover.

Contents insurance covers the items inside a building from loss due to fire, storms, earthquakes and similar events – including office contents, stock & materials in trade, plant & machinery, and other items.

Need Help?

Get in touch with an agent that is committed to helping you protect your business.

See our Frequently Asked Questions to quickly get answers to common questions.

Email: info@bi-me.co.za

Phone: 010 446 7750

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Frequently asked questions

Why should I use Bi-me instead of a normal broker?

Bi-me offers hassle-free, instant insurance quotes for your business – allowing you to compare leading insurers and get covered at any time of the day or night. In addition, our automated processes allow us to save you time and money – so you can get back to growing your business.

Can I cancel my policy at any time?

Yes, you can cancel your policy with immediate effect 24/7 on the Bi-me customer portal. We will then process your pro-rata refund (if applicable) – the money should be back in your account within 7 working days.

How do I claim if I have a policy with Bi-me?

Once you have a policy in place, you will be able to access your customer portal – you can log claims there. After that, we will notify the insurance company that underwrites your policy, and help you through the claims process.

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